The Autumn House Budget 2025: What It Means for Buyers and Sellers

Miller Metcalfe posted on 26th November 2025

The autumn house budget 2025 has been released, and many homeowners and buyers are asking what it means for the property market. Whether you’re looking for homes for sale, thinking of selling your home, or planning to buy a property, the latest update gives a clear picture of what to expect.

Steady house price growth ahead

The budget forecasts that house prices will rise steadily over the coming years. The average UK home, currently around £260,000, could reach roughly £305,000 by 2030. This slower, steady growth means buyers have time to plan without facing sudden price jumps, while sellers need to focus on pricing their property right to attract motivated buyers.

Mortgage rates on the rise

Mortgage rates are expected to increase gradually over the next few years, potentially reaching around 5% by 2029. For buyers, now is a good time to explore your options and buy a property before rates rise further. Sellers should be aware that buyers will be more focused on value for money, making realistic pricing more important than ever.

If you need advice on mortgages, our in house mortgage advisors are here to help! Contact your local Miller Metcalfe to arrange an appointment.

What high-value homeowners and landlords need to know

High-value homes (over £2 million) will be affected by a new council tax surcharge, and landlords will see property income tax rise from April 2027 (rates increasing between 22–47% depending on tax band). While this affects a smaller segment of the market, it’s worth factoring in if you’re considering investing in property.

What this means for buyers and sellers

Overall, the Autumn House Budget points to a stable property market. Buyers looking for homes for sale can feel confident that steady growth gives them time to find the right property. Sellers planning to sell their home should price realistically for today’s market to attract serious interest quickly.

At Miller Metcalfe, we’re here to help you navigate the market with straightforward advice and local expertise. Whether you’re buying a property or selling your home, now is the perfect time to explore your options and make the move that’s right for you. Contact your local Miller Metcalfe team today!

Miller Metcalfe

Miller Metcalfe are approachable, friendly and committed to making your move as quick, simple and stress free as possible – just what every estate agent should be!

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Housing market enjoys best month for nearly a year

Updates: 3 Mins Read

The Autumn House Budget 2025: What It Means for Buyers and Sellers

Steady house price growth ahead

Mortgage rates on the rise

What high-value homeowners and landlords need to know

What this means for buyers and sellers

Miller Metcalfe

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